No one likes to think about the worst when planning a vacation and travel insurance is usually the furthest thing from ones mind. Your mind is focused on getting away from it all and blocking out thoughts about the stack of papers that will need dealing with on Monday when you’re back in the office.
Sadly, there are hundreds of things which could go wrong when you’re on vacation in another part of the world. And away from home is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having appropriate global travel insurance can really lighten the load.
“I never thought it would happen to me” is a phrase you hear a lot in my line of work fortunately the individuals who say things like this are the ones who made the smart decision to buy global travel insurance anyway. You can never be too sure, and for that reason here are 5 scenarios where travel insurance companies would swoop in to save the day wherever you are in the world:
1. You Have To Cancel Your Vacation For A Death In The Family
No one can accurately predict when a loved one will pass away, and with holidays booked months in advance, its no wonder that the unexpected often occurs and a family is forced to cancel or delay their vacation plans. If you did not have travel insurance though, the losses would be all on you to absorb. With global travel insurance, the provider should reimburse you the costs involved so you can rebook at a more appropriate time.
2. Your Daughter Is Hospitalized After A Nasty Fall Abroad
A child playing in unfamiliar surroundings is often a recipe for trouble. If your daughter were to fall and break a bone while you are on vacation, a timely and expensive visit to the local hospital will be waiting for you. While everyone would be happy to pay for their daughters recovery, things would be much easier if you have aaa travel insurance on hand to foot the bill, leaving you with more cash to sightsee when your daughter is able.
3. Your Vacation Home Rental Is Broken Into And Your Valuables Are Stolen
There’s no disguising the fact that wealthy vacationers are an obvious target for crime, and vacation home rentals often contain rich pickings for burglars. If your possessions are stolen while you’re out enjoying the sunshine then it can ruin a vacation. Fortunately, appropriate travel insurance can save the day by replacing or reimbursing you for the items stolen.
4. You Injure A Complete Stranger By Accident
Suppose you are minding your own business by your hotels swimming pool, when you bump into someone, causing them to slip and break their arm. Without travel insurance, you could be held liable to pay damages including their hospital fees. With AAA travel insurance, your personal liability cover will pay for their medical expenses.
5. The Future Of Your Business Is In Jeopardy After You Fall Ill
Picture the scene: You are representing the company on some urgent business abroad, and suddenly you fall terribly ill. The future of the company is at stake! Fortunately, your travel insurance company can save the day by paying for an early return home for you, with a business associate taking your place. They’ll pay the travel and accommodation expenses, to boot.
Sure, I understand that the majority of people have a wonderful time on their holidays and don’t encounter any of these problems. I mean they’re not the kind of thing that happens to you everyday. But they do happen I’ve seen the claims to prove it! And those are just the stories from the people who have bought AAA travel insurance: I can’t prove it, but I suspect the number of people who wish they had bought travel insurance for the peace of mind it offers must be a significant figure.